Ripple Onboards AMINA Bank as First European Client for Payments Platform
Ripple has signed its first European bank client, AMINA Bank, a Switzerland-based FINMA-regulated digital asset bank, which will implement Ripple Payments to enable near-instant cross-border transfers for crypto-focused clients, according to a Friday release.
AMINA will leverage Ripple’s infrastructure to connect traditional banking rails with blockchain-based settlement — addressing a long-standing challenge for banks supporting stablecoin issuers, crypto firms, and tokenized asset platforms. The move reflects the growing trend of regulated banks integrating crypto payments into their core operations.
Ripple Payments unifies messaging, liquidity sourcing, and settlement across fiat and blockchain networks. Unlike traditional correspondent banking, which relies on multiple intermediaries and batch processing, Ripple allows direct transfers, often settling transactions in minutes.
Through the integration, AMINA can handle cross-border flows in fiat and stablecoins, including Ripple’s RLUSD, while remaining compliant. Earlier this year, AMINA became the first bank globally to support RLUSD custody and trading, and the payments integration now extends that relationship to transaction execution.
The partnership strengthens Ripple’s presence in Europe as regulatory clarity encourages banks to adopt production-grade blockchain infrastructure. Ripple’s network now covers over 90% of global FX markets and processes more than $95 billion in transactions.
