MoreMarkets Unveils XRP Yield Vaults for Retail Investors, Opening DeFi Access
Decentralized finance platform MoreMarkets has launched an XRP Earn Account that allows retail investors to tap into yield-generating strategies traditionally reserved for institutions—while maintaining full control of their assets.
The new product routes XRP deposits into smart contract-powered vaults that automatically allocate funds across rigorously vetted DeFi strategies. Users retain self-custody and can withdraw funds at any time, addressing a key concern around centralized yield platforms.
This marks a major milestone for the XRP ecosystem, which has historically lacked native staking or on-chain yield options—unlike Ethereum and Solana, whose protocols have fueled DeFi’s growth. MoreMarkets aims to unlock what it sees as a multibillion-dollar opportunity in idle XRP holdings.
“For too long, double-digit yield strategies have been limited to hedge funds and institutional desks,” said Altan Tutar, CEO and co-founder of MoreMarkets. “We’re merging fintech ease-of-use with DeFi performance to level the playing field.”
Security remains a priority: the protocol has undergone audits from Halborn, Sherlock, and Sigma Prime. Onboarding is streamlined, allowing users to connect via wallet or sign up using email.
The system uses cross-chain and wrapping technologies—similar to WBTC or sETH—to integrate XRP into broader DeFi infrastructure. This enables access to protocols beyond XRP’s native ecosystem.
MoreMarkets’ roadmap includes expanding the model to support other digital assets and tokenized real-world yield sources, including short-term Treasuries and private credit pools, aiming to build a unified liquidity platform for both retail and institutional capital.
